Sept. 2026 Market Insights
If you've been waiting for rates to ease up before you buy or sell, here's the real picture: they went the other direction. Colorado's 30-year fixed is sitting around 7 to 7.45 percent right now, pushing toward the highest levels we've seen in a while. Not the headline anyone wanted heading into fall, but it's the one we're working with.
Here in Boulder and Broomfield counties, that hasn't translated into chaos. Prices and inventory have barely moved since the start of the year. Single-family homes are averaging 63 days on the market in Boulder County and 45 in Broomfield, which tells you buyers are still out there, just not rushing. Statewide, the median sale price is holding flat at $550,000, and the average actually ticked up 3.3 percent to $726,149. Longmont is telling a similar story: median price around $615,000, up 2.6 percent from last year, homes moving in about 30 days. Call it steady. Not hot, not cold.
Where it gets more interesting is condos and townhomes. New lending rules from Fannie Mae and Freddie Mac took effect Aug. 3rd, and they make it tougher for some condo projects to qualify for conventional financing. A building with a healthy HOA and clean financials is going to sail through underwriting. One with deferred maintenance or a thin reserve fund might not qualify at all, no matter how good the unit looks.
My advice, straight up: if you're buying or selling attached property right now, get a strong, responsive lender involved early, before you write or accept an offer. That one relationship can save a deal that would otherwise stall out at underwriting. It has never mattered more. And if you need a referral, please reach out, and I’ll put you in touch with one of my partners.
Your call on timing, as always. But going into this market with your eyes open beats getting surprised at closing.
